The monsoon season is starting to wind down, and if you managed to avoid storm damage to your property, odds are you know somebody who wasn’t so lucky.
Unfortunately, many property owners don’t know the exact coverage details of their insurance policies; it’s best to double check your property coverage before you actually need to file a storm damage claim.
We do a lot of storm damage restoration, and it’s always heartbreaking when a customer finds out that their policy won’t cover the repairs required to fix their home or business.
Do yourself a favor, and take a few moments to look at your homeowner’s or business owner’s insurance policy and make sure you’re ready for those last monsoon storms of the season.
Next year, as our Arizona monsoons fire up again, you can relax knowing if the worst happens, at least you’ll be covered. You may want to also consider adding flood insurance if you don’t already have it! It’s a cheap alternative to losing everything and incurring the cost of repairs yourself.
Here are a few things to consider:
If you aren’t sure about the coverage contained in your policy, be sure to speak to your insurance agent right away. They will advise you what is needed to make sure you don’t have to pay out of your own pocket should damage occur in your home or business.
Phone numbers for the major insurance companies can be found here: Insurance Company Contact Info